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The smarter AP choice for businesses that pay domestic vendors

The smarter AP choice for businesses that pay domestic vendors

Forwardly gives growing teams the AP and AR automation they actually use every day: faster automated payments, AI bill capture, full approval workflows, and seamless accounting sync; with transparent pricing, no monthly fees, and faster implementation.

Forwardly gives growing teams the AP and AR automation they actually use every day: faster automated payments, AI bill capture, full approval workflows, and seamless accounting sync; with transparent pricing, no monthly fees, and faster implementation.

Pay From

Pay From

***

***

Delivery Speed

Delivery Speed

Instant Transfer

Instant Transfer

$

$

Same Day

Same Day

Next Day

Next Day

Standard

Standard

Pay Amount

Pay Amount

$

$

Process Date

Process Date

Mar 22, 2025

Mar 22, 2025

Delivered

Delivered

Auto Payments

Auto Payments

Enabled

Enabled

Grow your business with clarity

Features

Tipalti

Forwardly

Monthly subscription fee

From $99/month

Free trial

Demo only

30 days

Standard ACH

$0.50

Same-day ACH/ Next-day ACH

1% (min $1, max $3–$4)

Instant bank transfer

1% (min $1, max $5)

Card payment

Virtual cards only

Mastercard, Visa, Amex, Capital One

White-glove client migration tool

AR automation

AP automation (bill pay and approvals)

AI bill capture

Auto pay bills

Advanced approval workflows

Higher plans only

ERP support for high-growth businesses

Works with multiple accounting platforms

Forwardly Business Network

Bulk payment actions

Recurring invoice schedules

Per-payment audit trail

Unlimited users

Custom roles and permissions

Higher plans only

Custom volume pricing

Enterprise only

Enterprise only

Start free trial

Move money faster with Forwardly than Tipalti allows

Forwardly offers faster payment options, all at capped, transparent fees. When a vendor payment is urgent, you shouldn't have to wait days or work around your platform's limitations.

Payment type

Time to deliver

Your cost

Your savings after switching

Tipalti Subscription

$99+/month

Forwardly Subscription

$0.00

$1,188+/year at minimum

Tipalti (Instant)

Not available

Forwardly (Next-Day ACH)

1 business day

$3.00 max cap

Transparent pricing, always

Forwardly (Same-Day ACH)

Same business day

$4.00 max cap

Pay vendors a full day faster for less

Forwardly (Instant)

60 seconds

$5.00 max cap

A speed Tipalti can't offer at any price

Team members collaborating around a laptop while setting up financial data synchronization and payment workflows.

Switch without any disruption

Switch without any disruption

Connecting Forwardly takes minutes. Sync your account and your bills and invoices are ready to go. Speak with our team for specialized support and import existing customer payment agreements and vendor banking information; no extra paperwork, no disruption to your team.

Connecting Forwardly takes minutes. Sync your account and your bills and invoices are ready to go. Speak with our team for specialized support and import existing customer payment agreements and vendor banking information; no extra paperwork, no disruption to your team.

Book an onboarding call

Switch to Forwardly and get more done with less

Switch to Forwardly and get more done with less

Faster domestic payments

Instant transfers in 60 seconds, next-day ACH, and same-day ACH, all at transparent, capped fees.

Scales with your business

Unlimited approval levels, bulk payment processing, multi-entity support, and 90-day payment scheduling, your AP workflow handles growth without needing to rebuild it from scratch.

Stay easily reconciled

Real-time two-way sync with NetSuite, Sage Intacct, Dynamics 365, QuickBooks, and Xero. Every bill, approval, and payment posts back automatically; no batch exports, no manual reconciliation.

Get started

Proof that better payments are possible

Proof that better payments are possible

I've never had business payments transfer this fast. I have set up multiple clients for automatic payments, and so far, I’ve enjoyed being able to help my clients wait a little longer to pay their bills while still getting paid on time. My payments are fast (mostly same day with some instant). Forwardly team members are great to work with. I highly recommend it!

Catherine P.

Firm owner

I've never had business payments transfer this fast. I have set up multiple clients for automatic payments, and so far, I’ve enjoyed being able to help my clients wait a little longer to pay their bills while still getting paid on time. My payments are fast (mostly same day with some instant). Forwardly team members are great to work with. I highly recommend it!

Catherine P.

Firm owner

I've never had business payments transfer this fast. I have set up multiple clients for automatic payments, and so far, I’ve enjoyed being able to help my clients wait a little longer to pay their bills while still getting paid on time. My payments are fast (mostly same day with some instant). Forwardly team members are great to work with. I highly recommend it!

Catherine P.

Firm owner

The customer service is exceptional! Forwardly is easy to use and dependable. I have not had any major issues. I will continue using Forwardly for all of my client billing into the future as I expand my firm. I am very happy that I stumbled upon the company, and it has been a fantastic journey using them. Again, I will continue using them in the future. Cost is very much a savings and is overall better than the competitors. It was an easy decision to change to Forwardly.

Lisa A. Lewis

Owner, Money Matters Bookkeeping, LLC

The customer service is exceptional! Forwardly is easy to use and dependable. I have not had any major issues. I will continue using Forwardly for all of my client billing into the future as I expand my firm. I am very happy that I stumbled upon the company, and it has been a fantastic journey using them. Again, I will continue using them in the future. Cost is very much a savings and is overall better than the competitors. It was an easy decision to change to Forwardly.

Lisa A. Lewis

Owner, Money Matters Bookkeeping, LLC

The customer service is exceptional! Forwardly is easy to use and dependable. I have not had any major issues. I will continue using Forwardly for all of my client billing into the future as I expand my firm. I am very happy that I stumbled upon the company, and it has been a fantastic journey using them. Again, I will continue using them in the future. Cost is very much a savings and is overall better than the competitors. It was an easy decision to change to Forwardly.

Lisa A. Lewis

Owner, Money Matters Bookkeeping, LLC

Finally a payment platform that is great to use and doesn't sit on our hard earned cash for days, even weeks, on end. Maybe Forwardly can help kick-start the US banking system into actually supporting their customers and their businesses.

Jackie Anthony

Founder, AllCents Consulting

Finally a payment platform that is great to use and doesn't sit on our hard earned cash for days, even weeks, on end. Maybe Forwardly can help kick-start the US banking system into actually supporting their customers and their businesses.

Jackie Anthony

Founder, AllCents Consulting

Finally a payment platform that is great to use and doesn't sit on our hard earned cash for days, even weeks, on end. Maybe Forwardly can help kick-start the US banking system into actually supporting their customers and their businesses.

Jackie Anthony

Founder, AllCents Consulting

The payment platform that scales with you

AI-powered AP without the overhead

AI bill capture, unlimited approval levels, bulk payments, and real-time ERP sync, the same core AP workflow Tipalti delivers, without the 2–3 month implementation or the enterprise contract.

AI-powered AP without the overhead

AI bill capture, unlimited approval levels, bulk payments, and real-time ERP sync, the same core AP workflow Tipalti delivers, without the 2–3 month implementation or the enterprise contract.

AP and AR in one platform

Forwardly handles receivables and payables together. Tipalti is AP only, if you need AR automation, you're managing it in a separate tool.

AP and AR in one platform

Forwardly handles receivables and payables together. Tipalti is AP only, if you need AR automation, you're managing it in a separate tool.

Built for scale, not fixed fees

Add your entire team: controllers, approvers, bookkeepers, with no per-user subscription. Costs scale with your payment volume, not your headcount.

Built for scale, not fixed fees

Add your entire team: controllers, approvers, bookkeepers, with no per-user subscription. Costs scale with your payment volume, not your headcount.

Transparent pricing that scales with you

$0 per month at any team size. Pay only per transaction, with fees that are published upfront and capped so costs stay predictable as payment volume grows.

Transparent pricing that scales with you

$0 per month at any team size. Pay only per transaction, with fees that are published upfront and capped so costs stay predictable as payment volume grows.

The all-in-one payment solution

  • Instant Transfer

    Delivery Speed

    Multiple payment options

    Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.

  • AP Clerk

    Assign a Role

    David Jones

    AP

    Advanced approval workflows with roles and permissions 

    Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.

  • 1,000

    Pay amount

    Bill Amount:

    2,300.00

    Flexible payments

    Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.

  • Due: May 20

    John Deo Exports

    Inbox

    11

    Invoice - maplesyrup-632.pdf

    AI-powered bill capture and inbox

    AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.

  • Auto-sync

    Enabled

    Seamless accounting sync

    Connect Forwardly with QuickBooks Online, Xero, FreshBooks, Zoho Books, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.

  • Payments

    $174k

    $253k

    Total cash flow control

    All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.

The all-in-one payment solution

  • Instant Transfer

    Delivery Speed

    Multiple payment options

    Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.

  • AP Clerk

    Assign a Role

    David Jones

    AP

    Advanced approval workflows with roles and permissions 

    Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.

  • 1,000

    Pay amount

    Bill Amount:

    2,300.00

    Flexible payments

    Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.

  • Due: May 20

    John Deo Exports

    Inbox

    11

    Invoice - maplesyrup-632.pdf

    AI-powered bill capture and inbox

    AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.

  • Auto-sync

    Enabled

    Seamless accounting sync

    Connect Forwardly with QuickBooks Online, Xero, FreshBooks, Zoho Books, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.

  • Payments

    $174k

    $253k

    Total cash flow control

    All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.

The all-in-one payment solution

  • Instant Transfer

    Delivery Speed

    Multiple payment options

    Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.

  • AP Clerk

    Assign a Role

    David Jones

    AP

    Advanced approval workflows with roles and permissions 

    Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.

  • 1,000

    Pay amount

    Bill Amount:

    2,300.00

    Flexible payments

    Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.

  • Due: May 20

    John Deo Exports

    Inbox

    11

    Invoice - maplesyrup-632.pdf

    AI-powered bill capture and inbox

    AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.

  • Auto-sync

    Enabled

    Seamless accounting sync

    Connect Forwardly with QuickBooks Online, Xero, FreshBooks, Zoho Books, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.

  • Payments

    $174k

    $253k

    Total cash flow control

    All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.

Trusted & featured by the best

Join the 10000+ businesses that count on Forwardly

Join the 10000+ businesses that count on Forwardly

Join the 10000+ businesses that count on Forwardly

Frequently asked questions

What is the difference between Forwardly and Tipalti?

Forwardly focuses on real-time payments, cash-flow acceleration, and automation for both accounts payable and accounts receivable. Tipalti is an enterprise-grade accounts payable automation and global payout platform with deep compliance, tax, and multi-currency support.

Is Forwardly a good alternative to Tipalti?

Which platform offers faster payments?

Does Forwardly charge monthly fees?

Which platform is easier to set up?

Does Forwardly automate invoice capture?