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The Routable alternative that doesn't cost $1,250 a month

The Routable alternative that doesn't cost $1,250 a month

Forwardly is the modern Routable alternative built for growing businesses that want smarter AP automation, instant payments, full AR management, and seamless accounting sync; without the enterprise price tag, lengthy implementation, or per-transaction fees that add up fast. Get started in minutes, not weeks.

Forwardly is the modern Routable alternative built for growing businesses that want smarter AP automation, instant payments, full AR management, and seamless accounting sync; without the enterprise price tag, lengthy implementation, or per-transaction fees that add up fast. Get started in minutes, not weeks.

Amount

Amount

$ 4435

$ 4435

.00

.00

Delivery Date

Delivery Date

Mar 20, 2025

Mar 20, 2025

Payment Method

Payment Method

Checking Acct. ***5004

Checking Acct. ***5004

Delivered

Delivered

Faster, cheaper, and without the enterprise contract

Features

Routable

Forwardly

Monthly subscription fee

From $1,250/month

Standard ACH (3–5 business days)

$0.50 / transfer

10 free/month, then $0.50 each

Next-day ACH

$3.00 / transfer

1% (min $1, max $3)

Same-day ACH

$5.00 / transfer

1% (min $1, max $4)

Instant bank transfer

1% / transfer

1% (min $1, max $5)

Card payment

2.99% + $0.25

Free trial

Demo only

30 days

Get started without a sales call

Demo required

Self-serve signup

White-glove client migration tool

AR automation

AP automation (bill pay and approvals)

AI bill capture / invoice OCR

Add on

Dedicated bill inbox

Advanced approval workflows

Custom plan only

ERP support for high-growth businesses

Works with multiple accounting platforms

Forwardly Business Network

Bulk payment actions

Recurring invoice schedules

Per-payment audit trail

Unlimited users

Custom roles and permissions

Custom plan only

Custom volume pricing

Custom plan only

Enterprise only

Developer API support

With Forwardly, you get enterprise-grade AP for a fraction of the cost

Routable's Growth plan starts at $1,250/month, before a single payment is sent. Most growing businesses save over $15,000 a year after switching.

Payment type

Time to deliver

Your cost

Your savings after switching

Routable Subscription

$1,250 / month

Forwardly Subscription

$0.00

$15,000+ year per user

Routable (Instant)

Within seconds

1% / transfer

Forwardly (Next-Day ACH)

1 business day

$3.00 max cap

Same max, but Forwardly is 1% so on smaller payments it's less

Forwardly (Same-Day ACH)

Same business day

$4.00 max cap

Up to $1.00 saved

Forwardly (Instant)

60 seconds

$5.00 max cap

Savings grow with payment size

Team members collaborating around a laptop while setting up financial data synchronization and payment workflows.

All your data synced. Zero manual entry.

All your data synced. Zero manual entry.

Connecting Forwardly takes minutes. Sync your account and your bills and invoices are ready to go. Speak with our team for specialized support and import existing customer payment agreements and vendor banking information; no extra paperwork, no disruption to your team.

Connecting Forwardly takes minutes. Sync your account and your bills and invoices are ready to go. Speak with our team for specialized support and import existing customer payment agreements and vendor banking information; no extra paperwork, no disruption to your team.

Switch from Routable and start saving from day one

Switch from Routable and start saving from day one

Leave Routable. Keep your workflow.

Your accounting software, vendors, and approval process stay exactly as they are. Forwardly just handles payments faster and for less.

Instant payments Routable can't match

Send money in 60 seconds with instant bank transfers 24/7, including weekends and holidays. Routable doesn't offer this at any price point.

Books stay reconciled automatically

Every payment syncs back to your accounting software in real time. No manual matching, no end-of-month cleanup, no duplicate entry.

Proof that better payments are possible

Proof that better payments are possible

I've never had business payments transfer this fast. I have set up multiple clients for automatic payments, and so far, I’ve enjoyed being able to help my clients wait a little longer to pay their bills while still getting paid on time. My payments are fast (mostly same day with some instant). Forwardly team members are great to work with. I highly recommend it!

Catherine P.

Firm owner

I've never had business payments transfer this fast. I have set up multiple clients for automatic payments, and so far, I’ve enjoyed being able to help my clients wait a little longer to pay their bills while still getting paid on time. My payments are fast (mostly same day with some instant). Forwardly team members are great to work with. I highly recommend it!

Catherine P.

Firm owner

I've never had business payments transfer this fast. I have set up multiple clients for automatic payments, and so far, I’ve enjoyed being able to help my clients wait a little longer to pay their bills while still getting paid on time. My payments are fast (mostly same day with some instant). Forwardly team members are great to work with. I highly recommend it!

Catherine P.

Firm owner

The customer service is exceptional! Forwardly is easy to use and dependable. I have not had any major issues. I will continue using Forwardly for all of my client billing into the future as I expand my firm. I am very happy that I stumbled upon the company, and it has been a fantastic journey using them. Again, I will continue using them in the future. Cost is very much a savings and is overall better than the competitors. It was an easy decision to change to Forwardly.

Lisa A. Lewis

Owner, Money Matters Bookkeeping, LLC

The customer service is exceptional! Forwardly is easy to use and dependable. I have not had any major issues. I will continue using Forwardly for all of my client billing into the future as I expand my firm. I am very happy that I stumbled upon the company, and it has been a fantastic journey using them. Again, I will continue using them in the future. Cost is very much a savings and is overall better than the competitors. It was an easy decision to change to Forwardly.

Lisa A. Lewis

Owner, Money Matters Bookkeeping, LLC

The customer service is exceptional! Forwardly is easy to use and dependable. I have not had any major issues. I will continue using Forwardly for all of my client billing into the future as I expand my firm. I am very happy that I stumbled upon the company, and it has been a fantastic journey using them. Again, I will continue using them in the future. Cost is very much a savings and is overall better than the competitors. It was an easy decision to change to Forwardly.

Lisa A. Lewis

Owner, Money Matters Bookkeeping, LLC

Finally a payment platform that is great to use and doesn't sit on our hard earned cash for days, even weeks, on end. Maybe Forwardly can help kick-start the US banking system into actually supporting their customers and their businesses.

Jackie Anthony

Founder, AllCents Consulting

Finally a payment platform that is great to use and doesn't sit on our hard earned cash for days, even weeks, on end. Maybe Forwardly can help kick-start the US banking system into actually supporting their customers and their businesses.

Jackie Anthony

Founder, AllCents Consulting

Finally a payment platform that is great to use and doesn't sit on our hard earned cash for days, even weeks, on end. Maybe Forwardly can help kick-start the US banking system into actually supporting their customers and their businesses.

Jackie Anthony

Founder, AllCents Consulting

Forwardly is built for businesses that want to grow, not get charged more for it

Smart, AI-native bill pay

Capture invoices automatically, route approvals intelligently, and reconcile in real time, the same AP automation Routable charges enterprise rates for, available to every Forwardly customer.

90% less time on manual AR tasks

AI-driven automation handles invoice retrieval, payment initiation, reminders, and reconciliation so your team can focus on clients instead of collections.

Start in minutes, not weeks

No mandatory implementation call, no minimum contract. Connect your accounting software, sync your bills, and start paying vendors the same day.

5x faster payments than Routable

Remove the payment delays that slow your team down. Instant transfers, same-day ACH, and next-day options, all in one place.

The all-in-one payment solution

  • Instant Transfer

    Delivery Speed

    Multiple payment options

    Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.

  • AP Clerk

    Assign a Role

    David Jones

    AP

    Advanced approval workflows with roles and permissions 

    Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.

  • 1,000

    Pay amount

    Bill Amount:

    2,300.00

    Flexible payments

    Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.

  • Due: May 20

    John Deo Exports

    Inbox

    11

    Invoice - maplesyrup-632.pdf

    AI-powered bill capture and inbox

    AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.

  • Auto-sync

    Enabled

    Seamless accounting sync

    Connect Forwardly with QuickBooks Online, Xero, FreshBooks, Zoho Books, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.

  • Payments

    $174k

    $253k

    Total cash flow control

    All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.

The all-in-one payment solution

  • Instant Transfer

    Delivery Speed

    Multiple payment options

    Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.

  • AP Clerk

    Assign a Role

    David Jones

    AP

    Advanced approval workflows with roles and permissions 

    Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.

  • 1,000

    Pay amount

    Bill Amount:

    2,300.00

    Flexible payments

    Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.

  • Due: May 20

    John Deo Exports

    Inbox

    11

    Invoice - maplesyrup-632.pdf

    AI-powered bill capture and inbox

    AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.

  • Auto-sync

    Enabled

    Seamless accounting sync

    Connect Forwardly with QuickBooks Online, Xero, FreshBooks, Zoho Books, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.

  • Payments

    $174k

    $253k

    Total cash flow control

    All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.

The all-in-one payment solution

  • Instant Transfer

    Delivery Speed

    Multiple payment options

    Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.

  • AP Clerk

    Assign a Role

    David Jones

    AP

    Advanced approval workflows with roles and permissions 

    Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.

  • 1,000

    Pay amount

    Bill Amount:

    2,300.00

    Flexible payments

    Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.

  • Due: May 20

    John Deo Exports

    Inbox

    11

    Invoice - maplesyrup-632.pdf

    AI-powered bill capture and inbox

    AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.

  • Auto-sync

    Enabled

    Seamless accounting sync

    Connect Forwardly with QuickBooks Online, Xero, FreshBooks, Zoho Books, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.

  • Payments

    $174k

    $253k

    Total cash flow control

    All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.

Trusted & featured by the best

Join the 10000+ businesses that count on Forwardly

Join the 10000+ businesses that count on Forwardly

Join the 10000+ businesses that count on Forwardly

Frequently asked questions

What is the difference between Forwardly and Routable?

Forwardly is a payments-first, AI-native platform that automates both accounts payable (AP) and accounts receivable (AR) with multiple payment speeds and real-time options. Routable is a payments automation tool focused on AP and AR workflows with strong bulk payouts and global payment capabilities.

Is Forwardly a good alternative to Routable?

Does Forwardly support both AP and AR like Routable?

Which platform reduces more manual work?