You love QuickBooks Online. You don't have to love their payments.
You love QuickBooks Online. You don't have to love their payments.
Forwardly connects directly to QuickBooks Online and replaces Bill Pay with faster payments, smarter automation, and heavily reduced fees. Keep your books exactly where they are. Just pay and get paid better for less.
Forwardly connects directly to QuickBooks Online and replaces Bill Pay with faster payments, smarter automation, and heavily reduced fees. Keep your books exactly where they are. Just pay and get paid better for less.

Make a Payment
Make a Payment
Pay From
Pay From
*** 1234
*** 1234
VISA
VISA
*** 1342
*** 1342
Process Date
Process Date
Mar 28, 2025
Mar 28, 2025
Delivery Speed
Delivery Speed
Instant Transfer
Instant Transfer
$
$
Same Day
Same Day
Next Day
Next Day
Standard
Standard
Internal Remarks
Internal Remarks
Write your remarks here.
Write your remarks here.
0/200
0/200
Submit for Approval
Submit for Approval
Current Approval Required
Current Approval Required
Any of
Any of
Max I.
Max I.
Sam C.
Sam C.
Vivek S.
Vivek S.
Dev M.
Dev M.
+4
+4
Everything QuickBooks Bill Pay does. And everything it doesn't.
Features
QuickBooks Bill Pay
Forwardly
Monthly subscription fee
$0–$90/month
Standard ACH (3–5 business days)
5 free/month, then included
10 free/month, then $0.50 each
Next-day ACH
$10 flat fee per payment
1% (min $1, max $3)
Same-day ACH
1% (min $1, max $4)
Instant bank transfer
1% (min $1, max $5)
Card payment
2.9% + $0.25
2.99% + $0.25
Free trial
None
30 days
White-glove client migration tool
AR automation
Limited
AP automation (bill pay and approvals)
AI bill capture with dedicated bill inbox
Approval workflows
Higher plans only
ERP support for high-growth businesses
Works with multiple accounting platforms
Forwardly Business Network
Bulk payment actions
Recurring invoice schedules
Per-payment audit trail
Unlimited users
Plan dependent
Custom roles and permissions
Limited
Custom volume pricing
Enterprise Only
Features
QuickBooks Bill Pay
Forwardly
Monthly subscription fee
$0–$90/month
Standard ACH (3–5 business days)
5 free/month, then included
10 free/month, then $0.50 each
Next-day ACH
$10 flat fee per payment
1% (min $1, max $3)
Same-day ACH
1% (min $1, max $4)
Instant bank transfer
1% (min $1, max $5)
Card payment
2.9% + $0.25
2.99% + $0.25
Free trial
None
30 days
White-glove client migration tool
AR automation
Limited
AP automation (bill pay and approvals)
AI bill capture with dedicated bill inbox
Approval workflows
Higher plans only
ERP support for high-growth businesses
Works with multiple accounting platforms
Forwardly Business Network
Bulk payment actions
Recurring invoice schedules
Per-payment audit trail
Unlimited users
Plan dependent
Custom roles and permissions
Limited
Custom volume pricing
Enterprise Only
With Forwardly, move money faster or instantly cut your costs
On QBO Bill Pay, moving a $500 payment there faster costs $10 flat. On Forwardly, $5 gets it there instantly.
Payment type
Time to deliver
Your cost
Your savings after switching
QuickBooks Bill Pay Subscription
$15.00–$90.00/month
Forwardly Subscription
$0.00
$180 to $1,080.00/year
QuickBooks Bill Pay (Next-Day ACH)
1 business day
$10.00 flat fee
Forwardly (Next-Day ACH)
1 business day
$3.00 max cap
Up to $7.00
Forwardly (Same-Day ACH)
Same business day
$4.00 max cap
Up to $6.00 + 1 bus. day
Forwardly (Instant)
60 seconds
$5.00 max cap
Up to $5.00 + 1 bus. day

Stay with QuickBooks Online, pay with Forwardly instead.
Stay with QuickBooks Online, pay with Forwardly instead.
Connecting Forwardly to QuickBooks Online takes moments. Sync your account, and your bills and invoices are ready to go. Speak with our team for specialized support and import existing customer payment agreements and vendor banking information without bothering anyone for additional paperwork.
Connecting Forwardly to QuickBooks Online takes moments. Sync your account, and your bills and invoices are ready to go. Speak with our team for specialized support and import existing customer payment agreements and vendor banking information without bothering anyone for additional paperwork.
Sync with your books and save fees in real-time
Sync with your books and save fees in real-time
Stay in QuickBooks Online
Your invoices and bills sync automatically. Nothing changes in how you use QuickBooks Online.
Forwardly processes payments faster, for less
Forwardly handles instant payments, same-day ACH, and automated payments without the add-on fee.
Stay easily reconciled
Payments sync back to QuickBooks Online instantly in real-time. Your books stay clean without any extra work.
Proof that better payments are possible
Proof that better payments are possible


While I usually use QBO for my A/R and A/P, there are times when it is either too slow, too expensive, or doesn't give me the workflow I need. When that happens, I turn to Forwardly.com for instant payments.


Alicia Katz Pollock
Founder, Royalwise
While I usually use QBO for my A/R and A/P, there are times when it is either too slow, too expensive, or doesn't give me the workflow I need. When that happens, I turn to Forwardly.com for instant payments.


Alicia Katz Pollock
Founder, Royalwise
While I usually use QBO for my A/R and A/P, there are times when it is either too slow, too expensive, or doesn't give me the workflow I need. When that happens, I turn to Forwardly.com for instant payments.


Alicia Katz Pollock
Founder, Royalwise
The customer service is exceptional! Forwardly is easy to use and dependable. I have not had any major issues. I will continue using Forwardly for all of my client billing into the future as I expand my firm. I am very happy that I stumbled upon the company, and it has been a fantastic journey using them. Again, I will continue using them in the future. Cost is very much a savings and is overall better than the competitors. It was an easy decision to change to Forwardly.

Lisa A. Lewis
Owner, Money Matters Bookkeeping, LLC
The customer service is exceptional! Forwardly is easy to use and dependable. I have not had any major issues. I will continue using Forwardly for all of my client billing into the future as I expand my firm. I am very happy that I stumbled upon the company, and it has been a fantastic journey using them. Again, I will continue using them in the future. Cost is very much a savings and is overall better than the competitors. It was an easy decision to change to Forwardly.

Lisa A. Lewis
Owner, Money Matters Bookkeeping, LLC
The customer service is exceptional! Forwardly is easy to use and dependable. I have not had any major issues. I will continue using Forwardly for all of my client billing into the future as I expand my firm. I am very happy that I stumbled upon the company, and it has been a fantastic journey using them. Again, I will continue using them in the future. Cost is very much a savings and is overall better than the competitors. It was an easy decision to change to Forwardly.

Lisa A. Lewis
Owner, Money Matters Bookkeeping, LLC
Finally a payment platform that is great to use and doesn't sit on our hard earned cash for days, even weeks, on end. Maybe Forwardly can help kick-start the US banking system into actually supporting their customers and their businesses.


Jackie Anthony
Founder, AllCents Consulting
Finally a payment platform that is great to use and doesn't sit on our hard earned cash for days, even weeks, on end. Maybe Forwardly can help kick-start the US banking system into actually supporting their customers and their businesses.


Jackie Anthony
Founder, AllCents Consulting
Finally a payment platform that is great to use and doesn't sit on our hard earned cash for days, even weeks, on end. Maybe Forwardly can help kick-start the US banking system into actually supporting their customers and their businesses.


Jackie Anthony
Founder, AllCents Consulting
Forwardly is built for businesses that want to grow
Smart, AI-native bill pay
AP done in minutes with an intelligent bill pay process. Capture invoices in real time effortlessly. Simplify approvals, schedule payments, and save time with touchless reconciliation.
Smart, AI-native bill pay
AP done in minutes with an intelligent bill pay process. Capture invoices in real time effortlessly. Simplify approvals, schedule payments, and save time with touchless reconciliation.
5x faster payments with Forwardly
Remove the payment delays that slow teams down with QuickBooks Bill Pay payment processing.
5x faster payments with Forwardly
Remove the payment delays that slow teams down with QuickBooks Bill Pay payment processing.
Built for scale, not fixed fees
Pay no monthly subscription and lower fees per transaction, so costs scale with your usage, and not against it.
Built for scale, not fixed fees
Pay no monthly subscription and lower fees per transaction, so costs scale with your usage, and not against it.
Manage receivables in one place
Forwardly lets you handle receivables and payables, so you can manage money in and money out without switching tools.
Manage receivables in one place
Forwardly lets you handle receivables and payables, so you can manage money in and money out without switching tools.
The all-in-one payment solution

Instant Transfer
Delivery Speed
Multiple payment options
Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.

AP Clerk
Assign a Role
David Jones
AP
Advanced approval workflows with roles and permissions
Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.

1,000
Pay amount
Bill Amount:
2,300.00
Flexible payments
Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.
Due: May 20
John Deo Exports
Inbox
11
Invoice - maplesyrup-632.pdf
AI-powered bill capture and inbox
AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.
Auto-sync
Enabled



Seamless accounting sync
Connect Forwardly with QuickBooks Online, Xero, FreshBooks, Zoho Books, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.
Payments
$174k
$253k
Total cash flow control
All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.
The all-in-one payment solution

Instant Transfer
Delivery Speed
Multiple payment options
Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.

AP Clerk
Assign a Role
David Jones
AP
Advanced approval workflows with roles and permissions
Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.

1,000
Pay amount
Bill Amount:
2,300.00
Flexible payments
Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.
Due: May 20
John Deo Exports
Inbox
11
Invoice - maplesyrup-632.pdf
AI-powered bill capture and inbox
AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.
Auto-sync
Enabled



Seamless accounting sync
Connect Forwardly with QuickBooks Online, Xero, FreshBooks, Zoho Books, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.
Payments
$174k
$253k
Total cash flow control
All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.
The all-in-one payment solution

Instant Transfer
Delivery Speed
Multiple payment options
Get paid instantly with instant bank transfers, same-day ACH or earn rewards with credit card payments. Fast, flexible, and built for your business.

AP Clerk
Assign a Role
David Jones
AP
Advanced approval workflows with roles and permissions
Assign roles and permissions, set up approval workflows, and keep payments protected. Your team stays in control, and your sensitive data stays safe, risk-free and hassle-free.

1,000
Pay amount
Bill Amount:
2,300.00
Flexible payments
Split bills into partial payments, pay with credit cards, or schedule payments up to 90 days in advance, increasing financial flexibility for timely payments.
Due: May 20
John Deo Exports
Inbox
11
Invoice - maplesyrup-632.pdf
AI-powered bill capture and inbox
AI extracts key invoice details automatically, while your dedicated inbox keeps every bill in one place, ready for quick approval and payment.
Auto-sync
Enabled



Seamless accounting sync
Connect Forwardly with QuickBooks Online, Xero, FreshBooks, Zoho Books, Sage Intacct, Oracle NetSuite, and Microsoft Dynamics for automatic invoice, bill, and payment updates; no manual entry, no reconciliation headaches.
Payments
$174k
$253k
Total cash flow control
All AP and AR in one dashboard for clear visibility, smarter decisions, and a healthier cash position.

























